Agricultural Loan Disbursement And Repayment In Nigerian Commercial Banks (A Case Study Of Afribank Nigeria Plc.)
...Making Research more of a fun
Putting smiles in the face of Students
Writing your project with precision
AFRICA'S LARGEST ONLINE
PROJECT ARCHIVES
Search Projects materials, seminars, assignments etc.
Get Professional help. Access 10000+ Works,
Over 300 Software Implementations.
...Get It Done In Record Time
DEPARTMENTS
agricultural education proje ... 0
accounting project topics 669
accounting projects topics & m ... 70
agricultural education project ... 13
agricultural engineering proje ... 33
applied biochemistry projects ... 6
banking and finance project to ... 196
biochemistry project topics an ... 2
biology education project topi ... 12
building technology project to ... 3
business administration projec ... 458
business education project top ... 5
business management project to ... 448
chemical engineering 22
chemical pathology projects to ... 6
chemistry project topics and m ... 17
co-operative and rural develop ... 99
co-operative economic and mana ... 99
computer science project topic ... 351
crop science project topics & ... 1
education project topics and m ... 319
education projects topics and ... 38
electrical and electronic proj ... 54
english language and literatur ... 7
estate management project topi ... 25
fashion design technology proj ... 12
fashion design technology proj ... 10
food science project topics an ... 199
geoinformatics and surveying p ... 4
home economics education proje ... 6
igbo language education projec ... 3
industrial chemistry project t ... 15
industrial chemistry projects ... 29
information technology project ... 2
insurance project topics 63
international relation project ... 26
introductory technology educat ... 1
latest mathematics education p ... 10
library and information scienc ... 2
list of chemistry science educ ... 8
list of computer science educa ... 45
list of economics education pr ... 16
list of english language educa ... 29
list of integrated science edu ... 25
marketing project topics 285
mass communication project top ... 272
mathematics projects topics an ... 1
mba projects topics and materi ... 81
mechanical engineering project ... 128
medical laboratory projects to ... 10
medical radiography and radiol ... 8
microbiology projects topics a ... 104
nursing project topics and mat ... 4
nursing projects topics and ma ... 15
nutrition and dietetics projec ... 22
office technology and manageme ... 128
peace studies and conflict res ... 19
philosophy projects topics and ... 7
physical and health education ... 5
physics options project topics 17
physis education project topic ... 2
physology project topics 3
political science project topi ... 6
printing technology projects t ... 2
projects topics and materials ... 2
purchasing and supply project ... 43
quantity surveying project top ... 1
sociology & psychology project ... 4
sociology and anthropology pro ... 17
statistics project topics and ... 52
thesis topics & materials for ... 11
thesis topics materials for fa ... 0
Select Department
 Agricultural Loan Disbursement And Repayment In Nigerian Commercial Banks (A Case Study Of Afribank Nigeria Plc.)
Get the complete project material now!

User Guide before placing order for complete project topics and materials:

It is important that the researcher knows exactly what he is go to do so that I could be done effectively.Make sure you update any research work you purchased on our website. Do not copy word for word. Using our research is legal. Our aim is to provide project topics and materials for easy access to information and to reduce stress of moving from one book stop or library to another in the name of sourcing for one research textbook or research materials. We do not encourage any form of plagiarism. Our aim is to generate research project ideas for students. The contents of the project material provide will help students to generate new ideals. Every researcher must look around him in his immediate environment and beyond to improve the work. To order the below complete project materials, Make payment deposit or cash transfer into any of the following banks:

GTBANK

Account Name: Chi E-Concept Intl, Account Number: 0115939447

Other payment options

We accept cash deposit, cash transfer and Bitcoin.

Click on download to complete your order.Call or Whatsapp +23408063386834

CLICK HERE TO CHAT WITH OUR CUSTOMER SUPPORT TEAM ON WHATSAPP

COVER PAGE

AGRICULTURAL LOAN DISBURSEMENT AND REPAYMENT IN NIGERIAN COMMERCIAL BANKS

(A CASE STUDY OF AFRIBANK NIGERIA PLC.)

TABLE OF CONTENTS

CHAPTER ONE

INTRODUCTION

  1. BACKGROUND OF THE STUDY                              1
  2. STATEMENT OF PROBLEMS                                    3
  3. OBJECTIVES OF THE STUDY                                   5
  4. RESEARCH QUESTIONS                                           6
  5. STATEMENT OF HYPOTHESIS                                7
  6. PURPOSE OF THE STUDY                                         8
  7. SIGNIFICANCE OF THE STUDY                               9
  8. SCOPE AND LIMITATION OF THE STUDY             10
  9. DEFINITION OF TERMS                                             11

CHAPTER TWO

RELATED LITERATURE

  1. IMPORTANT ROLE AGRICULTURE PLAYS IN AN ECONOMY                                                                           14
  2. THE NEED FOR AGRICULTURAL DEVELOPMENT THROUGH CREDIT POLICY MEASURE                    25
  3. GOVERNMENT CREDIT ALLOCATION AND CONTROL POLICIES ON AGRICULTURE                              27
  4. AGRICULTURAL CREDIT GUARANTEE SCHEME         
  5. COMMERCIAL BANK AND AGRICULTURAL LOAN OPERATION REFERENCES                                                32
  6. AGRICULTURAL CREDIT GUARANTEE SCHEME          38
  7. NIGERIAN AGRICULTURAL INSURANCE COMPANY39
  8. AGRICULTURAL LOAN DISBURSEMENT AND REPAYMENT PROCEDURES                               40
  9. PURPOSE OF THE LOAN                                           40
  10. THE BORROWER                          

CHAPTER THREE

  1. RESEARCH DESIGN AND METHODOLOGY          46
  2. AREAS OF STUDY                                                      46
  3. POPULATION F STUDY                                             47
  4. SAMPLE AND SAMPLING                                         47
  5. SOURCES OF DATA                                                   49
  6. LOCATION OF DATA                                                 49
  7. INSTRUMENT OF DATA COLLECTION                            50
  8. TECHNIQUES OF DATA ANALYSIS                        51

REFERENCES                                                                      

CHAPTER FOUR

DATA PRESENTATION AND ANALYSIS

  1. DATA PRESENTATION                                              54
  2. DATA ANALYSIS                                                        55
  3. HYPOTHESIS                                          

CHAPTER FIVE

SUMMARY OF FINDINGS, CONCLUSIONS AND RECOMMENDATIONS

  1. SUMMARY OF FINDINGS                                         80
  2. CONCLUSION                                                              82
  3. RECOMMENDATIONS                                                         83

APPENDIX                                                                                      87

BIBLIOGRAPHY                                                                             85

 

 

CHAPTER ONE

INTRODUCTION

  1. BACKGROUND OF THE STUDY

A commercial bank can be defined as a financial institution or company carrying on the business of receiving monies other valuable as deposits from the public for safe-keeping and for lending to the investors on short and medium term basis on which it charges interest such deposits or repayable on demand to the depositors or order.  Adekanya (1993).

The early commercial banks in Nigeria were established by the colonial government and were mainly catering for the interest of the expatriates, thus financing export trade and neglecting agricultural financing.  This discriminatory attitude prompt some Nigerians to establishing indigenous commercial banks, today a lot of foreign and indigenous commercial banks could be found in the country, which include Union Bank PLC. First Bank PLC., Wema Bank PLC, universal Trust Bank Limited and Afribank PLC.

These Institutions perform such services, which include the acceptance of deposits in form of cash or cheque from the public granting of loans and overdraft facilities to customers, provision of safe custody services, advisory services, issuance of letters of credit to worthy customers, fund transfer service discounting of bills, purchase of industrial securities on behalf of their customers etc.

Despite the amount of the loans being channeled to the agricultural sector for industrial development by commercial banks, the agricultural sector still suffers from some inherent problems militating against the industrial and agricultural of the nations.

There has been acute shortage of basic food items in the nation as a result of lack of agricultural development.  The prices of food items are always escalating as a result of limited yearly output of agricultural products.  A huge sum of foreign exchange is spent annually on the importation of raw materials for local industries, which would have been sourced locally, if the agricultural sector were fully developed. 

Also farmers and other agro-based ventures are not motivated towards obtaining agricultural loan facilities due to the bank’s stringent measure of loan appraisal disbursement and re-payment.

Finally, a lot of foreign exchange earnings which would have been earned through commodity exports as a result of improved agricultural product could not be achieved due to the under-development of the agricultural sector; Greener (1990).  This study will therefore focus attention on agricultural loan disbursement and repayment in Nigeria commercial banks in order to look the factors that militate against the proper disbursement and repayment of such loans in order to revitalize the agricultural sector so as to be self sufficient in food production and for the economic development of the nation.

  1. STATEMENT OF PROBLEM

The commercial banks, farmers and the other Agro-based firms are faced with problem arising from the disbursement and payment of Agricultural loans.

There is a problem of insufficiency of liquidity awardable to the commercial banks to meet loan applications by prospective customers or formers due to government policies on reserve requirement of commercial banks.  The customers and farmer irritability in repaying the loan given to them also militate against the willingness of banks in agricultural loans.  Sometimes the security to be offered by customers for such loan becomes a problem as some customers found it difficult to offer a collateral security for such loans which may even tenalty deprive them from obtaining agricultural loans Furness (1991).

Most farmers and other Agro-based ventures customers deviate from investing the proceeds of the loan on agricultural ventures for which purpose such loan was extended.  During a period of cash squeeze in the economy, commercial banks often finds it difficult to extend agricultural loans to credit worthy customers due to scarcity of liquidity.  These and other problems, the researcher intends to investigate in this study.

  1. OBJECTIVES OF THE STUDY

The purpose of th

Get the complete project material now!
CUSTOMER'S REVIEW
blessing
I so much appreciate, keep the good work on.
excellent customer support
I am happy, my project was great.
ohikhueme sylvanus
Please i need theses on Leadership and good governence in nigeria: Imperative of security in nigeria, please i would glad if my message is answered immediatly. Thanks
Tony
This site have all scholars needs for their project, i can testify to that.
Rita
A site with great relief to scholars.
1 - 5 of 96 Reviews
PROJECT INFO

UID : 14307 PRICE : 5,000.00

Download Now
Related Topics
desirability of securities for loan in nigerian commercial bank (a case study of afribank plc)
design and implementation of a computerized loan disbursement control system(a case study of union bank of nigeria plc enugu)
an examination of the role of commercial banks in financial of agricultural projects in enugu state ( a case study of first bank nigeria plc 1999 – 2003 )
empirical analysis of commercial banks lending policies to the private sector a case study of union bank of nigerian plc
management of fraud in the nigerian commercial banks (a survey of selected banks in nnewi)
management of fraud in the nigerian commercial banks (a survey of selected banks in nnewi)
the role of commercial banks in agricultural financing in enugu state
causes of distress bank in nigeria (a study of savannah bank of nigeria plc) commercial bank lending and loan recovery strategies
the role of commercial banks in financing agricultural co-operative societies in enugu state
the problem facing commercial banks in nigeria (a case study of union banks of nigeria united banks for african and eco bank)


Payment Name Phone Number
Email Address Payment Date
Gender Payment method