DESIGN AND IMPLEMENTATION OF A COMPUTER BASED LOAN SCHEME MANAGEMENT SYSTEM
(A CASE STUDY OF HARVARD TRUST BANK ENUGU)
ABSTRACT
Organizations like Banks give loan to their customers based on certain conditions given by the loan scheme management board. These conditions must be clearly met by the customers before they qualify for the loan they are begging for. In this research, the loan scheme management system was studies in detail. The concept was well understood and the pros and cons were ascertained.
The loan scheme management system was computerized in this case. Efforts wee made to make them clear to everyone.
The solutions were provided in a new computerized system developed in this study. The new system is timely automatic, comprehensive, interactive and energy saving.
TABLE OF CONTENT
Chapter one
1.0 Introduction 1
Chapter two
Chapter three
Chapter four
Design of new system 16
Chapter five
5.0 Implementation 22
Chapter six
Chapter seven
Summary, recommendation and conclusion 29
CHAPTER ONE
INTRODUCTION
Loan service for small organizations individuals was initiated after a number of considerations on the banking system. Major Banks are mainly guided by financial profit for their shareholders. They are after minimization of financial risks. Such strategies don’t leave much room to people on low income or even small organizations that strive for their survival.
This research studied the computer-based loan scheme management system-as was done in Harvard Trust Bank Enugu. Loans are readily given to people who have an account (mostly current Account) in the Harvard Trust Bank. Apart from being a customer to the necessary for giving him loan. Such conditions may include: provision of collateral security, having at lest one guarantor and filling the bank loan management form. The collateral security must be a landed property before the bank will accept it. Also, the guarantor must have an account in that bank and must be a reportable person in the society.
The role of computer in loan scheme management can never be overemphasized. The computerized bank loan management form enables bankers to work without stress. Information can be updated as soon as a positive change occurs.
I therefore recommend this project to all who may like to have a look at what the topic is all about. The research work will enable them know the importance of co
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