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CO-OPERATIVE AS AN INSTRUMENT FOR POVERTY ALLEVIATION (A CASE STUDY OF UMUAHIA NORTH)

 

ABSTRACT

This research study is designed to show or/and evaluate how co-operative societies can be used to alleviate poverty in Umuahia North Local Government Area of Abia State. According to H. Calvert, co-operative society is defined as a form of organization where-in people voluntarily associate, together as human beings, on a basis of equality, for the promotion of the economic interest of themselves. Co-operative society is also seen as a voluntary association of individuals combined to achieve an improvement in their social and economic conditions, the common ownership and democratic management and control of the enterprise remains theirs.

In Umuahia North L.G.A of Abia State, there are many co-operative societies but for the benefit of this study some societies were selected.

Two sources of data namely primary and secondary data were used. Questionnaire were also used as a research instruments to supplement information while the hypothesis testing was conducted using chi-square (x)2.

Poverty hinders the growth and development of our country in the following ways;

• Insufficient capital
• Low per capital income
• Corrupt officials
• Poor economics of scale etc.

On the basis of the above findings and conclusion the following recommendations were made to eradicate and improve or/and make greater percentage of Nigerians live above poverty line through adopting the following strategies; - FADAMA – This programmed aims at establishing irrigation to provide vegetables in country all year round. _ NDE – This is aimed at creating job opportunity by training interested individuals on different skills. With the following programmes, co-operative society with the help of government can immensely eradicate poverty in Nigeria.

 

TABLE OF CONTENTS

CHAPTER ONE

1. Introduction         -        -        -        -        -        -        -        1

1.1    Background of the Study     -        -        -        -        -        2

1.2    Statement of Problem           -        -        -        -        -        -        5

1.3    Objectives of the Study        -        -        -        -        -        6

1.4    Research question      -        -        -        -        -        -        7

1.5    Statement of hypothesis -    -        -        -        -        -        7

1.6    Significance of the Study     -        -        -        -        -        8

1.7    Scope of the Study     -        -        -        -        -        -        9

1.8    Limitation of the Study          -        -        -        -        -        -        9

1.9    Definition of Terms      -        -        -        -        -        -        10

CHAPTER TWO

1. Review of Related Literature         -        -        -        -        12

2.1    Introduction and Definition of Poverty    -        -        -        18

2.2    How to Reduce Poverty       -        -        -        -        -        19

2.3    The Effects of Poverty         -        -        -        -        -        -        25

2.4    Government and Non-governmental Organization

Involvement in Poverty Alleviation         -        -        -        -        26

1. How Co-operative can be used to reduce and/or

Eliminate Poverty        -        -        -        -        -        -        29

CHAPTER THREE

1. Research Methodology        -        -        -        -        -        32

3.1    Introduction         -        -        -        -        -        -        -        32

3.2    Research Design        -        -        -        -        -        -        32

3.3    Population of the study        -        -        -        -        -        -        33

3.4    Sampling Design         -        -        -        -        -        -        34

3.4    Sources of Data          -        -        -        -        -        -        -        36

3.5    Procedure for Processing Data (Chi-square) -        -        38

CHAPTER FOUR

1. Data Presentation and Analysis   -        -        -        -        40

4.1    Introduction         -        -        -        -        -        -        -        40

4.2    Presentation and Data analysis-   -        -        -        -        40

4.3    Test of Hypothesis      -        -        -        -        -        -        48

CHAPTER FIVE

1. Summary of Findings, Recommendation and Conclusion        52

5.1    Summary of Findings -        -        -        -        -        -        52

5.2    Conclusion         -        -        -        -        -        -        -        -        53

5.3    Recommendation        -        -        -        -        -        -        55

          Bibliography       -        -        -        -        -        -        -        57

          Appendix   -        -        -        -        -        -        -        -        59

 

 

CHAPTER ONE

1. INTRODUCTION

The challenges of poverty at the margins ,in most of the developing world which Nigeria is included is a contemporary challenge and is captured in the millennium development goals.

Is poverty really visible? The answer is “NO”. what is visible rather is its destructive foot prints which is in its venomous effects. One cannot see it in itself but one can see and feel its impacts, its trails, its challenges. Hence, one wonders imaginatively where poverty is? Is it in the Local Government Area? Is it in the states? Is it in the country? Does it like the word dwelling among men and women? Is it the manifestation of evil or evil itself? Objective assessment of this canker worm (poverty) reveals that it is for a nation that accepts it.

There are different types of poverty, namely relative poverty and absolute poverty?

Relative poverty is reflected in normal living standards of the people where income of individuals are been compared.

Absolute poverty is measured not only by low income but by malnutrition, poor health condition, clothing, shealter, active unemployment and lack of education.

Therefore, this challenges of poverty has lead to the establishment of cooperative society since despite the rise of the philosophy of market forces in a globalizing world, there appears to be no alternative to numerous small producers living at the fringe of life.

1.1    BACKGROUND OF THE STUDY

The background of this research work states clearly how cooperative can be used as an instrument for poverty Alleviation in Umuahia North Local Government Area of Abia State.

This could however be understood whe

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