User Guide before placing order for complete project topics and materials:

It is important that the researcher knows exactly what he is go to do so that I could be done effectively.Make sure you update any research work you purchased on our website. Do not copy word for word. Using our research is legal. Our aim is to provide project topics and materials for easy access to information and to reduce stress of moving from one book stop or library to another in the name of sourcing for one research textbook or research materials. We do not encourage any form of plagiarism. Our aim is to generate research project ideas for students. The contents of the project material provide will help students to generate new ideals. Every researcher must look around him in his immediate environment and beyond to improve the work. To order the below complete project materials, Make payment deposit or cash transfer into any of the following banks:

GTBANK

Account Name: Chi E-Concept Intl, Account Number: 0115939447

Other payment options

We accept cash deposit, cash transfer and Bitcoin.

Click on download to complete your order.Call or Whatsapp +23408063386834

CLICK HERE TO CHAT WITH OUR CUSTOMER SUPPORT TEAM ON WHATSAPP

AN APPRAISAL OF THE ROLE OF BANKS IN FINANCING F AGRICULTURAL CO-OPERATIVE SOCIETY IN ENUGU-STATE. (A CASE STUDY OF THE N.A.C.R.D.B. LTD)

 

.PREFACE

Banks are established to take profit. Are these profits made at the expense of their customers? Or is it as a result of the services provided by those banker?.

It is the aim of this research work to find out the role of banks in financing of agricultural co-operative in Enugu State (A case study of the N.A.C.R.B.LTD). farmers satisfaction is what these banks attains to achieve. This research work has four chapters:.       Chapter one contains a general discussion on the background of the study, the statement of the problem, objectives of the study, the significance of the and went further to analyze the scope and limitation of the study and finally the definition of terms.

          Chapter two is on the review of the related literature which contains the following: the meaning of co-operative societies, Agricultural purchasing and marketing co-operative societies, Role of banks in financing Agricultural co-operative. The Agricultural credit guarantee scheme, securities acceptable for bank lending and the problems of small-scale farmers in raising Agricultural finance.

          Chapter three deals with the research design and methododlogy which discussed generally the following: sources of data, sampling procedure, method of investigation, analysis of data and completed questionnaires.

          Finally, the summary of findings, recommendation and conclusions made by the researcher are all in chapter four.

          If banks would put the recommendations made by or in the study to use, they will not only satisfied farmers with services offered, but a continuous in profit made, thereby making the problems of the farmers a thing of the past.

 

TABLE OF CONTENT

CHAPTER ONE

Introduction                                                                                                1

1. Background of the study                                                                   1
2. State of the problem                                                                4
3. Objective of the study                                                             6
4. Significance of the study                                                                   7
5.  Scope and limitation of the study                                           8
6. definition of terms                                                                             9

CHAPTER TWO

Review Of Related Literature                                                            10

1. The meaning of co-operative society                                       10
2. Agricultural /purchasing and marketing co-operative societies        15
3. The Role of Banks in financing of agricultural

Co-operative society                                                               16

1. The agriculture credit guarantee scheme                                  18
2. Securities acceptance for bank lending                                    19
3. Problems of small-scale farmers in raising agriculture finance         20

CHAPTER THREE

Research Design and Methodology                                                        23

1. Sources of data                                                                       23
2. Sampling procedure                                                                 24
3. Method of investigation                                                          24
4. Analysis of data and complete                                                          24

          Questionnaires                                                                        26

CHAPTER FOUR

Findings, Recommendation and Conclusion                                45

1. Summary of findings                                                               45
2.      Recommendation                                                                         47
3. Conclusion                                                                              49

Interview Questions                                                                55

Bibliography and References                                                   59

 

LIST OF TABLES

TABLE 1:  Table of contents

TABLE 2: Number of societies with their membership and activities (question 1 &2)

TABLE 3: Sources of finance and percentages

TABLE 4: Financial assistance from the government and their percentages (Question 6&7)

TABLE 5: Loans from N.A.C.R.D.B. LIMITED Percentages (question 8)

TABLE 6 : Response for and against N.A.C.R.D.B. LTD. Loans scheme through C.F.A. Ltd (question 16)

TABLE 7: Response that their loan helped co-operative societies (question 5) for bank officials

TABLE 8: Testing of hypothesis using chi-square formula on inadequate finance.

TABLE 9: Farmers multi-purpose co-operative society if fully equipped could be an efficient means of increasing agricultural production in Enugu-State (Nigeria).

 

CHAPTER ONE

1. INTRODUCTION

1.1     BACKGROUND OF THE STUDY

Agriculture is a very important sector in Nigeria economy. Apart from contributing substantially to the gross domestic product and being the most greatest employer of labour of which over 75% of the population are fully involved, it is an important sources of: Food supply, Raw materials, Government revenue, and foreign exchange earner. The growth of agricultural production declined drastically in that, it was becoming increasingly difficult to feed the teaming population from the emergence of oil (petroleum) as a major source of foreign exchange earner in the early seventies, hence the evolution of the operation feed the Nation Programme

 (O.F.N. P).

          With the high dependence on oil, agriculture becomes a neglected sector until the early eighties when hunger was seriously felt as a result of sharp decline in food production.

          To worsen the situation over the high dependence on oil, the price of oil dropped in the World Market. It has then and thereafter that Nigerians seemed to realize that revival of the agricultural sector is the only solution t the Nation’s problems. As a result of this, the government initiated progrrammes to assist in the development of agricultural with a view t attaining self sufficiency in food production and decreasing the high reliance on oil. Such prgrammes included the operation feed the Nation (O.F.N), the Green Revolution and the boast given t the Nigerian Export Promotion Council (N.E.P.C).

          Small-scale farmers do