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THE IMPACT OF SUPERVISOR ON EFFECTIVE BANK MANAGEMENT

(A CASE STUDY OF UNITED BANK OF AFRICAN PLC (UBA) STATION ROAD ENUGU)

 

ABSTRACT

          This study was to explore the possible impact of supervision on effective bank management with particular reference to United Bank of Africa (UBA) Plc station road, Enugu.

          To guide the researcher, the following four (4) research questions were formulated as this: -

1. To what extent are human and non human resources adequate for efficient inspection in UBA Plc Enugu?
2. To what extent has the bank provision against computer fraud being achieved?
3. To what extent are central measures against bad debt in the bank been achieved?
4. To what extent are the workers assured of Feb security and satisfaction.

          A structured questionnaire developed by the researcher was administered to a total of one hundred and two (102) male and female staff of United Bank Africa Plc. Enugu. They were selected using the population for reliable. Hence the data collected and analyzed using percentage, mean and risk order.

 

CHAPTER ONE

INTRODUCTION

1.1    BACKGROUND TO THE STUDY

 

 

          Banking act (1969) defined banking, as the business of receiving money from outside sources as deposit inspective of the payment of interest, and grant loans and acceptance of credits or the purchase and saves of securities for account of others or in assumption of guarantees and other warrantees for others or the effecting of transfer. And other transaction as the ministry make on the recommendation of the central bank by order published in the federal gazette design as banking business.

          The Nigeria Banking system is made up of Central Bank, Development bank, People Bank, Commercial bank etc. The people banks and community bank recently developed or established by decree of the federal ministry government. Banking as a profession has been exist for many decades now but unfortunately, there was no generally accepted statory defective of a bank until 1969.

          (1982) described bank as a person or company carrying out the business of receiving money and collecting draft from customers subject to the obligation of honouring cheque drawn upon them from time to time by customers to the extent of the amount written on the cheque or in the account.