LIST OF TABLES
2.1 Number of Commercial Banks in Nigeria and Abroad.
2.2 Number Of Merchant Banks In Nigeria And Abroad
2.3 Savings Statistics
2.4 Hardward Configuration Of Banks In Nigeria
2.5 Aggregate Computer Purchases In Banks
2.6 Banking System Aggregate Credit To The Economy
4.1 Questionnaire Administration
4.2a Respondents’ Management Level
4.2b Respondent’s Academic Qualification
4.2c Bank Average of Years of Existence
4.2d Response on Branch Banking Practice
4.2e Response on Branch Decision on Innovation
4.2f Banks Focus on Innovation Decisions
4.2g Innovation and Banks Profitability
4.2h Innovation and Nigerian Banking Distress
4.2i Banks Customer Perception of Innovation
4.3a Nigeria GDP and Money Supply
4.3b Computation For Spearman’s (R)
4.4a Innovation and Bank Customer’s Confidence
4.4b chi-square Contingency Table
2.1 Technology Push Innovation Model
2.2 Market Push Innovation Model
4.1 Bar Chart Representation Of Table 4.2a
4.2 Pie Chart Representation Of Table 4.2b
4.3 Bar Chart Representation Of Table 4.2c
4.4 Pie Chart Representation Of Table 4.2f
4.5 Bar Chart Representation Of Table 4.2f
4.6 Probability Normal Curve For Hypothesis 1
4.7 Probability Normal Curve For Hypothesis 11
4.8 Probability Normal Curve For Hypothesis 111
ABSTRACT
The need for a new system should not have been necessary if the former had been proved totally successful and adequate.
The origin of Banking in Nigeria is characterized with manual Banking system. The inadequacy of this system is prove by bank customers resentment which had brought about distress in the Nigerian Banking Industry.
As the Nation confidence crisis continues to hit the Nation’s Banking Industry, the future therefore seem to lie in what Bankers call “relationship Banking.
For success therefore, every bank needs to distinguish itself from the competitions.
Therefore, a bank without a well defined identity or which fails to project a strong Image-base on that identity is unlikely to survive.
In modern Banking therefore, there is no room for complacency and there is no such things as a “Typical Customer. Innovation is essential in services offered as much as the products sold if Banks are to retain the loyalty of customers and meet their changing environments.
Banking remains a people business and a bank that has good systems and the best products but lacks quality people will not succeed.
1.1 background of study 1
2.1 the concept of innovation 14
Reference 62
CHAPTER THREE
RESEARCH DESIGN AND METHODOLOGY 64
3.1 research design 64
Reference 72
4.1 Questionnaire administration 73
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